IPO profile
Vaibhav Vyapaar Limited
LOANFRONT · NSE
- Price band
- ₹51
- Subscription
- 3.08x
Application & Issue Details
- Minimum Quantity
- 2000 shares
- Minimum Application
- ₹1,02,000
- Issue Size
- Rs. 42 Cr
- Face Value
- Not available
- Issue Price
- ₹51
Company Overview
Vaibhav Vyapaar is a non-banking financial company registered with the Reserve Bank of India that primarily provides unsecured personal loans to salaried and self-employed individuals. The company operates a fully digital lending platform, extending credit both on a direct lending and co-lending basis. In addition to its core lending operations, the company generates revenue by offering its proprietary application and technology services to other non-banking financial companies. The business operates through a technology-driven model that facilitates credit access using a paperless, scalable, and customer-centric process. Through its digital lending application, LoanFront, the company offers a range of financial services, including instant personal loans and specialized salaried loans. By focusing on technology integration and digital onboarding, the company streamlines the entire loan lifecycle from customer acquisition and credit assessment to loan disbursement and collections across its target retail borrower segments.
Important Dates
- Open Date
- 13 Oct 2026
- Close Date
- 15 Oct 2026
- Allotment Date
- Not available
- Listing Date
- 21 Oct 2026
Issue Timeline
- Issue open date
- Issue close date
- UPI mandate deadline
- Allotment finalization
- Refund initiation
- Share credit
- Listing date
- Mandate end date
- Lock-in end date for anchor investors (50%)
- Lock-in end date for anchor investors (remaining)
Subscription
- Total subscribed
- 3.08x
- Shares offered
- 55,96,000
- Shares bid
- 1,72,12,000
IPOAlerts subscription snapshot updated 17 Oct 2026, 12:00 am.
Actual Listing Performance
- Listing Date
- 21 Oct 2026
- Actual Listing Price
- ₹52.9
- Gain/Loss Per Share
- +₹1.9
- Gain/Loss Per Lot
- +₹3,800
- Listing Gain/Loss %
- +3.73%
- Measured Against
- ₹51
- Lot Size
- 2000 shares
Historical result from the reported listing price, compared with the issue price. Excludes brokerage, taxes and charges.
Company Strengths & Risks
Reported strengths
- Deep ground-level market understanding and retail customer insights.
- Fully digital lending platform supported by proprietary in-house technology.
- Highly experienced leadership and professional management team.
- Robust automated underwriting framework and risk management systems.
- Seamless paperless customer onboarding and credit assessment process.
Key risks
- Business profitability is highly exposed to interest rate volatility.
- Significant AUM concentration in specific Indian states and regions.
- High credit risk profile associated with unsecured personal loan borrowers.
- Heavy reliance on third-party software vendors for critical digital operations.
- Operations are vulnerable to disruptions in digital payment systems.
Company strengths and risks are informational summaries. Review the offer document for complete disclosures.
Documents & Coverage
IPO data last updated 25 Oct 2026, 8:02 pm IST · GMP: ipoalerts · listing price: NSE/BSE
This page is for informational and educational purposes only. It is not investment advice and not a recommendation to buy, sell, or apply for this IPO. GMP and subscription figures are unofficial/may change. Please make your own independent decision.